Consider student debt. Applying each of the four steps found at the end of chapter 1, explain how you arrived at your thoughts and opinions on this

 Consider student debt. Applying each of the four steps found at the end of chapter 1, explain how you arrived at your thoughts and opinions on this issue. Keep in mind that the four steps are listed as guidelines to being vigilant and thus maximizing our individuality when it comes to formulating an opinion or belief. 

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